Not quite accurate,
6 years from now, you would be at 4 year Capt pay.
Based on 80 credits a month, (average is typically over 83), would gross you over 100K as an absolute minimum.

Balance - very rarely, if the aircraft is full requiring the use of J/S there almost never a C of G issue. Weight -301 series Dash, quite common (zero fuel and T/O weight) especially when using winter weights Dec 15 -Mar 15 - 311 series not as limiting but may occur (have higher zero fuel and T/O we...