I agree with Dronepiper on this one. My mother died in her early 50's just 6 months before retirement. My father was already done. They worked and worked so once the kids were gone and work was behind them, they could see the world and live the life of luxury. Then my old man found himself alone and miserable and no one to share it with. They drove the same vehicles, had the same furniture and never travelled all so they could do it in retirement.Dronepiper wrote: ↑Sun Oct 30, 2022 8:04 pmTheAlcalde wrote: ↑Sun Oct 30, 2022 2:11 pmIm glad you wrote that. I needed a reminder that most of the advice on this site is from people who I wouldn’t trust with my dry cleaning.Dronepiper wrote: ↑Fri Oct 28, 2022 11:33 am Why do people worry so much about retirement?? I have seen so many people work their ass off to save so much money for retirement, just to either die before they hit 65, or die within 12 months of retirement.
I would much rather spend my money now and enjoy my life while I can. People need to remember that they are human.
I’m not saying you should not save anything, but I think people who work their ass off to save millions for retirement are idiots.
Life is short. Please make sure you do what you want now, and don’t wait for a retirement that may never come.
How many people do you know who never made it to retirement? How many people do you know who died too young and never got to enjoy life because they were too busy saving money??
I’m not saying don’t save anything. That would be stupid. Everyone should have at least a paid off house, a reliable car, and a modest source of income for 10-15 years incase you live to 80 years old.
If you are able to save a bit more, great! But please don’t sacrifice life experience at young age for more retirement money.
What scares me is that no one in my family has actually made it to retirement. My mother died young (Under 50 years old), my Dad (Under 60), my grandfather also died 6 months after retiring at 65, and my great grandfather died at age 62.
What’s really shitty is seeing someone save and save and save for retirement, have all of these plans and bucket list items for retirement, just to not have the opportunity to fulfill any of those goals or bucket list items because they got cancer and died before they got use their money they worked so hard for.
I know of multiple Pilots who never made it to 65. I also know of lots of pilots who lived to 80. Honestly it’s a gamble.
Well no thanks.
I'll save a few bucks. I live a relatively modest lifestyle. But I'll enjoy myself and spend now. With my wife. With my kids. After all, I could be dead tomorrow and you can't take it with you.