Emirates road show July 14-20 … an alternative to AC?

[Jair]

Heres what I came up with. please feel free to poke holes in it.

Pay scale converted to CAD* First 4 years.

FO: Capt:
$102k USD = $138k CAD $152k USD = $206k CAD
$105k USD = $142k CAD $156k USD = $212k CAD
$108k USD = $146k CAD $160k USD = $217k CAD
$108k USD = $146k CAD $160k USD = $217k CAD

Profit share - last year 6 months. Previous year 5 months. Next year, who knows.

*Based on USD:CAD @$1.36 I read an interesting piece in the financial post that postulated that the CAD will likely continue to drop to $1.5 over the next decade. AED is tied to the USD so working abroad will insulate you from a falling CAD. Yes, of course it could climb, who knows. All calculations are based on today’s rate of $1.36:1


Housing is paid for which saves $4243/month in mortgage ($750k home 25 year term, 5% down, 5.25% 5 year fixed) and likely $250-300/month in property tax.
You can opt to buy a house in Dubai and receive $17000AED ($6300/month for FO’s, $8100/month for Captains) in mortgage payments) I am not familiar with Dubai real estate but in Canadian terms, this would be equivalent to approximately $1M house for FO’s and 1.25M for Captains (assuming a reserve for property tax)

The Education allowance for up to 3 children is likely to cost you money per child as it doesn’t cover all expenses. Education Allowance is $47500 AED for primary and $72500 AED for Secondary. There seem to be enough schools that are under the max fees but let’s assume that if you pay more you get a better education. A quick search of schools shows secondary fees between $77,000 AED and $100,000 AED. Let’s assume you spend an additional $10,000 AED per child per year. That’s $3700 CAD /child/year for tuition.

Vacation 42 days (8.5 weeks of vacation). For simplicity I’m making an assumption that most airlines are 15 days for the first 3 years, 20 days for years 3-5 and 25 days for years 5-10.
You start out at more than double the amount of vacation you’d get at most Canadian Airlines. Of course the difference lessens with Years of Service, but most airlines won’t ever hit 42 days per year even at the top of the pay scale.
Let’s assume you’re a captain earning $175CAD/hour for a 4 hour MDC ($700/day). If you were to put a value on the extra vacation, it comes out to approximately $19,000/year in your first 3 years.

Confirmed annual leave tickets. Most airlines give some form of free anniversary passes. Net wash except that Economy upgradable to business is real bonus. Air Canada generously give one J-class upgrade per year otherwise all travel is economy. Westjet will upgrade if there are open seats. Flair will give you a non-reclining exit row.

No drive to and from work (fuel savings and convenience)

Provident fund - 17% total contribution only costing you 5% of your pay. For comparison, Air Canada starts at 10% and goes up to 18% after 10 years. Flair Starts at 3% and tops out at 10% of base pay only. Saves you about $1680/month out of pocket.

So between not paying a mortgage and less out of pocket for retirement, You’re saving about $6200/month or $74,000/year.


1st year Worst case scenario:

$138k CAD income minus 5% retirement contribution = $131,000 CAD with mortgage and retirement savings of $74,000 CAD per year in your first year. Showing an equivalent of making $204k in your first year, minus $3700/child.
Assuming no other form of income and residing in Ontario you would need to T4 about $375,000 before taxes.

1st year Best case scenario:

$138k CAD income minus 5% retirement contribution = $131,000 CAD, PLUS 6 months profit share (additional $69,000) with mortgage and retirement credit of $74,000 per year in your first year for a total of $274k minus $3700/child.
Without paying income tax, this is approximately equal to earning $500,000 CAD and paying $226,000 in income tax.

I don’t personally know of any Canadian airline pilot, even at the top of the pay scale, who earns $500,000.

[flying4dollars]

Heres what I came up with. please feel free to poke holes in it.

Pay scale converted to CAD* First 4 years.

FO: Capt:
$102k USD = $138k CAD $152k USD = $206k CAD
$105k USD = $142k CAD $156k USD = $212k CAD
$108k USD = $146k CAD $160k USD = $217k CAD
$108k USD = $146k CAD $160k USD = $217k CAD

Profit share - last year 6 months. Previous year 5 months. Next year, who knows.

*Based on USD:CAD @$1.36 I read an interesting piece in the financial post that postulated that the CAD will likely continue to drop to $1.5 over the next decade. AED is tied to the USD so working abroad will insulate you from a falling CAD. Yes, of course it could climb, who knows. All calculations are based on today’s rate of $1.36:1


Housing is paid for which saves $4243/month in mortgage ($750k home 25 year term, 5% down, 5.25% 5 year fixed) and likely $250-300/month in property tax.
You can opt to buy a house in Dubai and receive $17000AED ($6300/month for FO’s, $8100/month for Captains) in mortgage payments) I am not familiar with Dubai real estate but in Canadian terms, this would be equivalent to approximately $1M house for FO’s and 1.25M for Captains (assuming a reserve for property tax)

The Education allowance for up to 3 children is likely to cost you money per child as it doesn’t cover all expenses. Education Allowance is $47500 AED for primary and $72500 AED for Secondary. There seem to be enough schools that are under the max fees but let’s assume that if you pay more you get a better education. A quick search of schools shows secondary fees between $77,000 AED and $100,000 AED. Let’s assume you spend an additional $10,000 AED per child per year. That’s $3700 CAD /child/year for tuition.

Vacation 42 days (8.5 weeks of vacation). For simplicity I’m making an assumption that most airlines are 15 days for the first 3 years, 20 days for years 3-5 and 25 days for years 5-10.
You start out at more than double the amount of vacation you’d get at most Canadian Airlines. Of course the difference lessens with Years of Service, but most airlines won’t ever hit 42 days per year even at the top of the pay scale.
Let’s assume you’re a captain earning $175CAD/hour for a 4 hour MDC ($700/day). If you were to put a value on the extra vacation, it comes out to approximately $19,000/year in your first 3 years.

Confirmed annual leave tickets. Most airlines give some form of free anniversary passes. Net wash except that Economy upgradable to business is real bonus. Air Canada generously give one J-class upgrade per year otherwise all travel is economy. Westjet will upgrade if there are open seats. Flair will give you a non-reclining exit row.

No drive to and from work (fuel savings and convenience)

Provident fund - 17% total contribution only costing you 5% of your pay. For comparison, Air Canada starts at 10% and goes up to 18% after 10 years. Flair Starts at 3% and tops out at 10% of base pay only. Saves you about $1680/month out of pocket.

So between not paying a mortgage and less out of pocket for retirement, You’re saving about $6200/month or $74,000/year.


1st year Worst case scenario:

$138k CAD income minus 5% retirement contribution = $131,000 CAD with mortgage and retirement savings of $74,000 CAD per year in your first year. Showing an equivalent of making $204k in your first year, minus $3700/child.
Assuming no other form of income and residing in Ontario you would need to T4 about $375,000 before taxes.

1st year Best case scenario:

$138k CAD income minus 5% retirement contribution = $131,000 CAD, PLUS 6 months profit share (additional $69,000) with mortgage and retirement credit of $74,000 per year in your first year for a total of $274k minus $3700/child.
Without paying income tax, this is approximately equal to earning $500,000 CAD and paying $226,000 in income tax.

I don’t personally know of any Canadian airline pilot, even at the top of the pay scale, who earns $500,000.

Thank you for taking the time to post this

What are their recruitment goals? How many pilots do they need over the next few years?

[bcflyer]

I strongly recommend going to PPrune for info on Emirates. There is much more to life than money.

[dumbbell daddy]

I strongly recommend going to PPrune for info on Emirates. There is much more to life than money.

You need to take everything you read with a grain of salt, including this thread. PPrune is filled with people (alot of Brits) that complain about the sandbox, Hong Kong ect. These people will never be happy. They finally go back home and still complain about things. Everyone's needs are different.

[Red_Comet]

You also have to keep in mind that Canada is rapidly changing. My hometown is unrecognizable from when I was a kid, and I'm not sure if living here has the same appeal now. Cost of living has skyrocketed to the point where I'm seriously asking myself if I want to raise kids here, and what culture I want my kids exposed to. Public schools are WAY different than when I was a kid as well. They don't emphasize any of the same values I grew up with, but are instead obsessed with all things gender and climate related.

Adding all these together has me seriously considering what the point of living in a country is if it's just the nostalgia I'm pining for, rather than the day-to-day experience. Because nothing remains of the Canada I grew up in.

[digits_]

You also have to keep in mind that Canada is rapidly changing. My hometown is unrecognizable from when I was a kid, and I'm not sure if living here has the same appeal now. Cost of living has skyrocketed to the point where I'm seriously asking myself if I want to raise kids here, and what culture I want my kids exposed to. Public schools are WAY different than when I was a kid as well. They don't emphasize any of the same values I grew up with, but are instead obsessed with all things gender and climate related.

Adding all these together has me seriously considering what the point of living in a country is if it's just the nostalgia I'm pining for, rather than the day-to-day experience. Because nothing remains of the Canada I grew up in.

Isn't that just a sign of growing up? Seems like a very common feeling once people grow a bit older. Is the middle east going to resemble the Canada you grew up?

[Red_Comet]

You also have to keep in mind that Canada is rapidly changing. My hometown is unrecognizable from when I was a kid, and I'm not sure if living here has the same appeal now. Cost of living has skyrocketed to the point where I'm seriously asking myself if I want to raise kids here, and what culture I want my kids exposed to. Public schools are WAY different than when I was a kid as well. They don't emphasize any of the same values I grew up with, but are instead obsessed with all things gender and climate related.

Adding all these together has me seriously considering what the point of living in a country is if it's just the nostalgia I'm pining for, rather than the day-to-day experience. Because nothing remains of the Canada I grew up in.

Isn't that just a sign of growing up? Seems like a very common feeling once people grow a bit older. Is the middle east going to resemble the Canada you grew up?

I think we might need a separate forum for boomers, cause they don't seem to exist in the same reality as everyone else

Do you have any idea how bad future prospects are for young Canadians? Home ownership is a pipe dream. Rents are >50% of take home income for most. No access to healthcare and crushing tax burden. My point was that on top of all of this, the country itself has changed to the point where it doesn't feel like "home". So the "hometown premium" we are expected to pay no longer makes sense. Dubai isn't Canada, but it's a functioning city with housing and medical care readily available. You don't pay taxes and you can invest basically your entire salary, meaning if you live the way you'll be living in Canada anyway, you can retire in 5-10 years.

[Jair]

You also have to keep in mind that Canada is rapidly changing. ... I'm not sure if living here has the same appeal now. Cost of living has skyrocketed to the point where I'm seriously asking myself if I want to raise kids here, ...

I don't expect my kids to have the same lifestyle as I did growing up. I don't expect that they will have the same values as I do. I think there's a lot of good things that can come from an upbringing at an international school in Dubai, Doha, Hong Kong etc. It's a different world than when I was young and my future kids will need different tools and values to navigate it.

At the end of the day, it's all about what you keep. We have a system where you work until 65 and live off of what you earned up to that point. What if I got to keep 50% more of my earned income? Would I have to work until 65 doing trans continental Red-eye turns?

I love what I do for a living but I work to live, not live to work. That money I earn (or keep at the end of the day) is intended to provide a good lifestyle for my family.

[digits_]

You also have to keep in mind that Canada is rapidly changing. My hometown is unrecognizable from when I was a kid, and I'm not sure if living here has the same appeal now. Cost of living has skyrocketed to the point where I'm seriously asking myself if I want to raise kids here, and what culture I want my kids exposed to. Public schools are WAY different than when I was a kid as well. They don't emphasize any of the same values I grew up with, but are instead obsessed with all things gender and climate related.

Adding all these together has me seriously considering what the point of living in a country is if it's just the nostalgia I'm pining for, rather than the day-to-day experience. Because nothing remains of the Canada I grew up in.

Isn't that just a sign of growing up? Seems like a very common feeling once people grow a bit older. Is the middle east going to resemble the Canada you grew up?

I think we might need a separate forum for boomers, cause they don't seem to exist in the same reality as everyone else

Do you have any idea how bad future prospects are for young Canadians? Home ownership is a pipe dream. Rents are >50% of take home income for most. No access to healthcare and crushing tax burden. My point was that on top of all of this, the country itself has changed to the point where it doesn't feel like "home". So the "hometown premium" we are expected to pay no longer makes sense. Dubai isn't Canada, but it's a functioning city with housing and medical care readily available. You don't pay taxes and you can invest basically your entire salary, meaning if you live the way you'll be living in Canada anyway, you can retire in 5-10 years.

You think a young Canadian could have a better life in Dubai?

I'm sure Dubai is great if you've got money, but then so is Canada. Or any place on earth really. If you're starting out in life with a limited budget, then Dubai would be near the bottom of my list of places to live in.

[DanWEC]

Here in Canada at the normal 705 progression, if one were only flying planes with no other side business, (The mere fact that this is almost necessary is bonkers in itself) you'd be working until at least 65, and likely barely or not even paid off a house if it was purchased in the last couple years.

Whereas you can go to EK, work for 10-15 years, come back and retire at 50-55 with so much more money in the bank that you wouldn't even have to think of working another day in your life if you didn't want to.

Personally, I'm looking seriously into it. I'm going to be 55 anyways, so why not be retired?

EK needs to hire a lot as the US pilot pipeline as dried up. They're making the same money and less risk with union protection, etc. So they'll be hiring quite a bit from other countries over the next few years as they continue to expand. Seniority wise I believe Etihad might be a better option as their fleet is supposed to double in the next 5 years.

The only wildcard for me is speculating where wages go here in the next few years... but that said they won't triple, that's for sure.

[Hysteria]

Isn't that just a sign of growing up? Seems like a very common feeling once people grow a bit older. Is the middle east going to resemble the Canada you grew up?

I think we might need a separate forum for boomers, cause they don't seem to exist in the same reality as everyone else

Do you have any idea how bad future prospects are for young Canadians? Home ownership is a pipe dream. Rents are >50% of take home income for most. No access to healthcare and crushing tax burden. My point was that on top of all of this, the country itself has changed to the point where it doesn't feel like "home". So the "hometown premium" we are expected to pay no longer makes sense. Dubai isn't Canada, but it's a functioning city with housing and medical care readily available. You don't pay taxes and you can invest basically your entire salary, meaning if you live the way you'll be living in Canada anyway, you can retire in 5-10 years.

You think a young Canadian could have a better life in Dubai?

I'm sure Dubai is great if you've got money, but then so is Canada. Or any place on earth really. If you're starting out in life with a limited budget, then Dubai would be near the bottom of my list of places to live in.

Have you evaluated the cost of living in Dubai versus various cities in Canada? I’m not going to Dubai, but seriously, housing is covered, you’re payed in USD, 3 of your kids school is covered. 6 months worth of profit share, the list goes on. I’m not saying there aren’t cons of sandbox operators.

“Groceries Prices in Toronto are 51.0% higher than in Dubai”
It says Toronto’s cost of living is 15% higher than Dubai.

https://www.numbeo.com/cost-of-living/c ... y2=Toronto

[digits_]

I think we might need a separate forum for boomers, cause they don't seem to exist in the same reality as everyone else

Do you have any idea how bad future prospects are for young Canadians? Home ownership is a pipe dream. Rents are >50% of take home income for most. No access to healthcare and crushing tax burden. My point was that on top of all of this, the country itself has changed to the point where it doesn't feel like "home". So the "hometown premium" we are expected to pay no longer makes sense. Dubai isn't Canada, but it's a functioning city with housing and medical care readily available. You don't pay taxes and you can invest basically your entire salary, meaning if you live the way you'll be living in Canada anyway, you can retire in 5-10 years.

You think a young Canadian could have a better life in Dubai?

I'm sure Dubai is great if you've got money, but then so is Canada. Or any place on earth really. If you're starting out in life with a limited budget, then Dubai would be near the bottom of my list of places to live in.

Have you evaluated the cost of living in Dubai versus various cities in Canada? I’m not going to Dubai, but seriously, housing is covered, you’re payed in USD, 3 of your kids school is covered. 6 months worth of profit share, the list goes on. I’m not saying there aren’t cons of sandbox operators.

“Groceries Prices in Toronto are 51.0% higher than in Dubai”
It says Toronto’s cost of living is 15% higher than Dubai.

https://www.numbeo.com/cost-of-living/c ... y2=Toronto

Oh I'm sure as a pilot it would be a great place to live for a few years. As I said, if you've got money, Dubai is likely going to treat you well.

But unless you're planning bankrolling your children's lifes, it's not a friendly place towards people starting out without money. Most young Canadians have limited funds. The difference in lifestyle between poor and rich is quite extreme.

[yanbra]

When you return from Dubai, you will not forget to thank those who stayed behind to pay taxes so that you have a functional country to spend the money earned abroad.

[DanWEC]

Now THAT is comedy gold. Actually had me bust out reading it. Almost spilled my pre-shower beer. Well done.

[Tbayer2021]

When you return from Dubai, you will not forget to thank those who stayed behind to pay taxes so that you have a functional country to spend the money earned abroad.

Tell me you don't know how the system works without telling me you don't know how the system works.

[Di83]

When you return from Dubai, you will not forget to thank those who stayed behind to pay taxes so that you have a functional country to spend the money earned abroad.

Lol, functional country, good one .

[cdnavater]

When you return from Dubai, you will not forget to thank those who stayed behind to pay taxes so that you have a functional country to spend the money earned abroad.

Tell me you don't know how the system works without telling me you don't know how the system works.

This is literally the main reason our system needs to be dismantled and start over, how is it right, someone leaves the country for decades and comes back to free healthcare. There should be a formula, you spent 10 working years here, 20 elsewhere without filling taxes here, you are only covered for 1/3 of your healthcare, private insurance for the rest or out of pocket

[digits_]

When you return from Dubai, you will not forget to thank those who stayed behind to pay taxes so that you have a functional country to spend the money earned abroad.

Tell me you don't know how the system works without telling me you don't know how the system works.

This is literally the main reason our system needs to be dismantled and start over, how is it right, someone leaves the country for decades and comes back to free healthcare. There should be a formula, you spent 10 working years here, 20 elsewhere without filling taxes here, you are only covered for 1/3 of your healthcare, private insurance for the rest or out of pocket

Generally, you get 'free' healthcare when you pay taxes. Once they come back they are paying taxes. Perhaps they'll use more healthcare than they pay taxes, but all the money they bring to Canada will eventually be taxed one way or another as well.

And sure, some might benefit more than others, as with every system. If we restrict access to healthcare for people who lived outside of the country for a while, shall we then also limit healthcare for smokers, overweight people or pilots? After all, they choose a profession with a higher risk for cancer. We don't want them to abuse the system either!

And hey, you're always welcome to do exactly the same thing and reap the same benefits...

[cdnavater]

Tell me you don't know how the system works without telling me you don't know how the system works.

This is literally the main reason our system needs to be dismantled and start over, how is it right, someone leaves the country for decades and comes back to free healthcare. There should be a formula, you spent 10 working years here, 20 elsewhere without filling taxes here, you are only covered for 1/3 of your healthcare, private insurance for the rest or out of pocket

Generally, you get 'free' healthcare when you pay taxes. Once they come back they are paying taxes. Perhaps they'll use more healthcare than they pay taxes, but all the money they bring to Canada will eventually be taxed one way or another as well.

And sure, some might benefit more than others, as with every system. If we restrict access to healthcare for people who lived outside of the country for a while, shall we then also limit healthcare for smokers, overweight people or pilots? After all, they choose a profession with a higher risk for cancer. We don't want them to abuse the system either!

And hey, you're always welcome to do exactly the same thing and reap the same benefits...

Smoker, really! First, I assume if they can afford to smoke they are paying taxes, second the pack of cigarettes at 17.00 is 50-70% tax, we are talking about people who leave the country and stop contributing, not even remotely the same thing!
Next, a non resident Canadian returning home with 10 million(eg) in the bank or a mix of investments etc, will not pay taxes on that money, they will only pay taxes on anything they gain after the first day back, so still not a contribution to the Canadian system, yet fully entitled to everything all those who stayed behind and contributed are.

[Tbayer2021]

This is literally the main reason our system needs to be dismantled and start over, how is it right, someone leaves the country for decades and comes back to free healthcare. There should be a formula, you spent 10 working years here, 20 elsewhere without filling taxes here, you are only covered for 1/3 of your healthcare, private insurance for the rest or out of pocket

Generally, you get 'free' healthcare when you pay taxes. Once they come back they are paying taxes. Perhaps they'll use more healthcare than they pay taxes, but all the money they bring to Canada will eventually be taxed one way or another as well.

And sure, some might benefit more than others, as with every system. If we restrict access to healthcare for people who lived outside of the country for a while, shall we then also limit healthcare for smokers, overweight people or pilots? After all, they choose a profession with a higher risk for cancer. We don't want them to abuse the system either!

And hey, you're always welcome to do exactly the same thing and reap the same benefits...

Smoker, really! First, I assume if they can afford to smoke they are paying taxes, second the pack of cigarettes at 17.00 is 50-70% tax, we are talking about people who leave the country and stop contributing, not even remotely the same thing!
Next, a non resident Canadian returning home with 10 million(eg) in the bank or a mix of investments etc, will not pay taxes on that money, they will only pay taxes on anything they gain after the first day back, so still not a contribution to the Canadian system, yet fully entitled to everything all those who stayed behind and contributed are.

I don't see a problem with it. A pilot that leaves the country for greener financial pastures would be entitled to the same healthcare afforded to a brand new immigrant that hasn't paid any taxes in this country. There is a good chance said pilot has paid more in taxes vs benefits used prior to them leaving the Canada to begin with.

[cdnavater]

Generally, you get 'free' healthcare when you pay taxes. Once they come back they are paying taxes. Perhaps they'll use more healthcare than they pay taxes, but all the money they bring to Canada will eventually be taxed one way or another as well.

And sure, some might benefit more than others, as with every system. If we restrict access to healthcare for people who lived outside of the country for a while, shall we then also limit healthcare for smokers, overweight people or pilots? After all, they choose a profession with a higher risk for cancer. We don't want them to abuse the system either!

And hey, you're always welcome to do exactly the same thing and reap the same benefits...

Smoker, really! First, I assume if they can afford to smoke they are paying taxes, second the pack of cigarettes at 17.00 is 50-70% tax, we are talking about people who leave the country and stop contributing, not even remotely the same thing!
Next, a non resident Canadian returning home with 10 million(eg) in the bank or a mix of investments etc, will not pay taxes on that money, they will only pay taxes on anything they gain after the first day back, so still not a contribution to the Canadian system, yet fully entitled to everything all those who stayed behind and contributed are.

I don't see a problem with it. A pilot that leaves the country for greener financial pastures would be entitled to the same healthcare afforded to a brand new immigrant that hasn't paid any taxes in this country. There is a good chance said pilot has paid more in taxes vs benefits used prior to them leaving the Canada to begin with.

Yep, the crack in the system, are there many countries that grant full access to free healthcare to new comers, it’s a ridiculous notion.
I’ve looked into moving after retirement and fully expect to have to pay for private health insurance, I will obviously be looking for countries that will tax me less I suppose.

[digits_]

This is literally the main reason our system needs to be dismantled and start over, how is it right, someone leaves the country for decades and comes back to free healthcare. There should be a formula, you spent 10 working years here, 20 elsewhere without filling taxes here, you are only covered for 1/3 of your healthcare, private insurance for the rest or out of pocket

Generally, you get 'free' healthcare when you pay taxes. Once they come back they are paying taxes. Perhaps they'll use more healthcare than they pay taxes, but all the money they bring to Canada will eventually be taxed one way or another as well.

And sure, some might benefit more than others, as with every system. If we restrict access to healthcare for people who lived outside of the country for a while, shall we then also limit healthcare for smokers, overweight people or pilots? After all, they choose a profession with a higher risk for cancer. We don't want them to abuse the system either!

And hey, you're always welcome to do exactly the same thing and reap the same benefits...

Smoker, really! First, I assume if they can afford to smoke they are paying taxes, second the pack of cigarettes at 17.00 is 50-70% tax, we are talking about people who leave the country and stop contributing, not even remotely the same thing!
Next, a non resident Canadian returning home with 10 million(eg) in the bank or a mix of investments etc, will not pay taxes on that money, they will only pay taxes on anything they gain after the first day back, so still not a contribution to the Canadian system, yet fully entitled to everything all those who stayed behind and contributed are.

They will pay taxes on everything they buy. If they were gone for 15 years, they didn't contribute but they also didn't use the system. They also lost a significant part of the (small) Canadian Pension Plan.

Someone bringing in 10 million into Canada at retirement will have more money flowing into Canada than a low wage employee who spent his whole life working in Canada and is drawing a pension. Both have access to the same level of healthcare.

There's always people better off than you, and there are always some that are worse off than you. A knee jerk reaction to punish one specific group seems unproductive to me.

What about someone who spent 15 years in Africa building houses for a non profit and has saved up just enough to retire in Canada? Do you want to take his healthcare away as well if he returns? Or only of those who made more money than you?

[Tbayer2021]

Generally, you get 'free' healthcare when you pay taxes. Once they come back they are paying taxes. Perhaps they'll use more healthcare than they pay taxes, but all the money they bring to Canada will eventually be taxed one way or another as well.

And sure, some might benefit more than others, as with every system. If we restrict access to healthcare for people who lived outside of the country for a while, shall we then also limit healthcare for smokers, overweight people or pilots? After all, they choose a profession with a higher risk for cancer. We don't want them to abuse the system either!

And hey, you're always welcome to do exactly the same thing and reap the same benefits...

Smoker, really! First, I assume if they can afford to smoke they are paying taxes, second the pack of cigarettes at 17.00 is 50-70% tax, we are talking about people who leave the country and stop contributing, not even remotely the same thing!
Next, a non resident Canadian returning home with 10 million(eg) in the bank or a mix of investments etc, will not pay taxes on that money, they will only pay taxes on anything they gain after the first day back, so still not a contribution to the Canadian system, yet fully entitled to everything all those who stayed behind and contributed are.

Or only of those who made more money than you?

[Tbayer2021]

Smoker, really! First, I assume if they can afford to smoke they are paying taxes, second the pack of cigarettes at 17.00 is 50-70% tax, we are talking about people who leave the country and stop contributing, not even remotely the same thing!
Next, a non resident Canadian returning home with 10 million(eg) in the bank or a mix of investments etc, will not pay taxes on that money, they will only pay taxes on anything they gain after the first day back, so still not a contribution to the Canadian system, yet fully entitled to everything all those who stayed behind and contributed are.

Or only of those who made more money than you?

Bingo!

[cdnavater]

Generally, you get 'free' healthcare when you pay taxes. Once they come back they are paying taxes. Perhaps they'll use more healthcare than they pay taxes, but all the money they bring to Canada will eventually be taxed one way or another as well.

And sure, some might benefit more than others, as with every system. If we restrict access to healthcare for people who lived outside of the country for a while, shall we then also limit healthcare for smokers, overweight people or pilots? After all, they choose a profession with a higher risk for cancer. We don't want them to abuse the system either!

And hey, you're always welcome to do exactly the same thing and reap the same benefits...

Smoker, really! First, I assume if they can afford to smoke they are paying taxes, second the pack of cigarettes at 17.00 is 50-70% tax, we are talking about people who leave the country and stop contributing, not even remotely the same thing!
Next, a non resident Canadian returning home with 10 million(eg) in the bank or a mix of investments etc, will not pay taxes on that money, they will only pay taxes on anything they gain after the first day back, so still not a contribution to the Canadian system, yet fully entitled to everything all those who stayed behind and contributed are.

They will pay taxes on everything they buy. If they were gone for 15 years, they didn't contribute but they also didn't use the system. They also lost a significant part of the (small) Canadian Pension Plan.

Someone bringing in 10 million into Canada at retirement will have more money flowing into Canada than a low wage employee who spent his whole life working in Canada and is drawing a pension. Both have access to the same level of healthcare.

There's always people better off than you, and there are always some that are worse off than you. A knee jerk reaction to punish one specific group seems unproductive to me.

What about someone who spent 15 years in Africa building houses for a non profit and has saved up just enough to retire in Canada? Do you want to take his healthcare away as well if he returns? Or only of those who made more money than you?

No, just the ones who make more than me!
Seriously though, the taxes in this country are through the roof, my property tax this year is over 7000 for a rural property that has no services, I have a well, septic and pay for garbage pick up. 12% on everything thing I buy, carbon tax and GSFUCKNT on the carbon tax, yep a tax on a fukn tax, hidden taxes and then there is the federal and provincial income tax, all this to support a broken healthcare system which provides healthcare to people who have not been or never have contributed to that system. It’s broken, it needs fixing!