Freelance Instructing

rogerthis · Post by **rogerthis** » Fri Nov 17, 2006 9:25 am

I am going to be doing some Freelance work and was wondering what type of insurance coverage I should look for.

Hedley · Post by **Hedley** » Fri Nov 17, 2006 10:24 am

Why not just for work for OAS? Everyone loves it there, so will you.

rogerthis · Post by **rogerthis** » Fri Nov 17, 2006 10:37 am

Another smart ass on avcanada who just sits at the computer waiting for a chance to make some sarcastic remark.
Obviously PNF.

bob sacamano · Post by **bob sacamano** » Fri Nov 17, 2006 11:37 am

Freelancing can be good, if you make sure to cover your ass from any possible future insurance claim against you.

I remember that copa wasn't instructor friendly, so I'd look into that.

mcrit · Post by **mcrit** » Fri Nov 17, 2006 12:48 pm

Hi roger:
I've been freelancing for a good number of years. PM me and I'll do my best to answer your questions

Lurch · Post by **Lurch** » Fri Nov 17, 2006 8:55 pm

There is a association in the states for instructors, NAFI. The membership I think is $75 and they automatically give you insurance, yes they do cover Canadians.

The only other protection you need to look at is starting an "Inc" that way they can only take the assets of the company, which you would keep at zero. If you don't register they can sue you personally and take all of your assets.

Lurch

mcrit · Post by **mcrit** » Fri Nov 17, 2006 11:28 pm

The only other protection you need to look at is starting an "Inc" that way they can only take the assets of the company

Very good point, wish I'd thought of it.

bob sacamano · Post by **bob sacamano** » Sat Nov 18, 2006 7:58 am

If I may ask, is it all worth it?

If you charge 100$/hr, that still, to me, may not be wroth it. There are many clowns out there, and many ambulance chasers, IF something were to happen, god forbid, you could get into alot of trouble.

Now mind you, I could be mistaken, but if you do venture down that road, make sure that you've covered your ass.

mcrit · Post by **mcrit** » Sat Nov 18, 2006 9:46 am

Hi Bob:
You've got a good point about the ambulance chasers, but there are a few things that work in the instructor's favour; the poverty of our existence chief among them. You see, the ambulance chasers know that we have nothing worth taking, and hence aren't worth the trouble of a law suit. In fact, having insurance is more likely to get you sued; the average lawyer sees your insurance company as deep pockets worth taking a run at.

bob sacamano · Post by **bob sacamano** » Sun Nov 19, 2006 8:29 am

mcrit wrote:Hi Bob:
You've got a good point about the ambulance chasers, but there are a few things that work in the instructor's favour; the poverty of our existence chief among them. You see, the ambulance chasers know that we have nothing worth taking, and hence aren't worth the trouble of a law suit. In fact, having insurance is more likely to get you sued; the average lawyer sees your insurance company as deep pockets worth taking a run at.

I always asked myself if it's worth it, but then I ask myself, is this whole business worth it, and at that point, I tune it out before I start looking for logical answers.

What I did in the day was pick a selected few who I would freelance with. I turned down alot of folks, just cos it was gonna be a headache more than antyhing else.

Freelance Instructing

Freelance Instructing

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