flight training and insurance

Eagle · Post by **Eagle** » Mon Jan 22, 2007 1:55 pm

Can I trust that my flight school will have adequate insurance for me and the airplane when doing flight training with them?

WRX · Post by **WRX** » Mon Jan 22, 2007 3:58 pm

yep

All aircraft has to carry the proof of insurance on every fligiht.

You can check the coverage from the document bag just before you go flying.

C-FZIT · Post by **C-FZIT** » Tue Jan 23, 2007 8:18 am

The only thing I'd worry about is the insurance deductible amount and who is responsible for paying it. Some schools will require renters to pay the deductible. This could apply to a commercial student building time. The best thing to do is ask the CFI and have something signed in writing. For example at our school when students join they sign a safety agreement that acknowledges that the school is responsible.

spafloats · Post by **spafloats** » Tue Jan 23, 2007 10:42 am

Just because there is an Insurance Certificate in with the on-board documents doesn`t prove a thing.

Is there actually coverage in force, is there hull insurance and what are the policy limits/deductibles are the BIG questions!

Spafloats

fougapilot · Post by **fougapilot** » Tue Jan 23, 2007 10:59 am

I would also check whom is covered. In 99% of the cases, the pilot's life is NOT covered. Some insurance do include a life policy for the pilot, but most do not. COPA use to include a $100 000 life coverage for the pilot, but that went away a few years ago.

F

cyyz · Post by **cyyz** » Tue Jan 23, 2007 2:02 pm

WRX wrote:yep

straight from the guys who brought you other lies including

"pilot shortage"

and

"you'll be in a jet right after flight school."

Is there actually coverage in force, is there hull insurance and what are the policy limits/deductibles are the BIG questions!