Working in Canada, but living elsewhere..

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North Shore
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Working in Canada, but living elsewhere..

Post by North Shore »

Does anyone have any experience with working in Canada, while living in another country (not the USA)? Specifically in terms of healthcare coverage?

Are there any companies that offer International healthcare coverage? Not looking for a Cadillac plan that will cover a runny nose, rather something that will cover a catastrophic accident..(hit by a car or suchlike.)
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Meatservo
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Re: Working in Canada, but living elsewhere..

Post by Meatservo »

You like it that much over there? Never mind; it looks fantastic. Good for you. :(
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Longtimer
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Re: Working in Canada, but living elsewhere..

Post by Longtimer »

Who is eligible for health care in Canada?

Our national health insurance program is designed to ensure that all insured persons have access to medically necessary hospital and physician services on a prepaid basis. The Canada Health Act defines insured persons as residents of a province. The Act further defines a resident as:

"a person lawfully entitled to be or to remain in Canada who makes his home and is ordinarily present in the province, but does not include a tourist, a transient or a visitor to the province."

Therefore, residence in a province or territory is the basic requirement for provincial/territorial health insurance coverage. Each province and territory is responsible for determining its own minimum residence requirements with regard to an individual's eligibility for benefits under its health insurance plan. The Canada Health Act gives no guidance on such residence requirements beyond limiting waiting periods to establish eligibility for and entitlement to insured health services to three months. Most provinces and territories also require residents to be physically present 183 days annually, and provide evidence of their intent to return to the province.

http://www.hc-sc.gc.ca/hcs-sss/medi-ass ... eng.php#a2
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bmc
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Re: Working in Canada, but living elsewhere..

Post by bmc »

Look up The Expatriate Group in Calgary and give them a call. Ask for Tom Boleantu. they've been around for years advising Canadians living abroad.
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co-joe
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Re: Working in Canada, but living elsewhere..

Post by co-joe »

I thought the requirements had changed recently to not just time spent abroad, but a max number of trips as well. My folks travel to Fla a few times a year and have to be careful not to cross that threshold.

Its a dumb rule considering if you leave once for 183 days you're fine, but if you come and go you have to be careful not to get screwed...
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Pop n Fresh
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Re: Working in Canada, but living elsewhere..

Post by Pop n Fresh »

We hit an F-150 hard yesterday early afternoon on Deerfoot southbound just after Glenmore with my wife's Focus and it is making me feel yet more Cat Driver like about Alberta Health Services. Granted there were no opened wounds and maybe they wanted the shock and adrenaline to wear off, but we we were in the Sheldon Chumir center with my dad and our children until nearly 7pm waiting to get my wife X-rayed. 6 hours after her ambulance ride that is not covered?

We are thankful the kids are fine and we are only sore but I'd love the Cadillac plan plox.

I won't bore everyone with the longer story, about my mom dying from infections last month after a long ICU stay because they told her the december X-ray showed she did not break her shoulder when she had.

Is this a warm place? How is the fishing?
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North Shore
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Re: Working in Canada, but living elsewhere..

Post by North Shore »

That's all great, Longtimer, but as it stands right now, I was physically resident in my home province for about 5 months in 2014 so they won't cover me right now ( not a biggie, as I fall under my wife's coverage where we are.) However, when I get back to Canada, the province in which I work won't cover me, as I'll be there for less than 6 months, and again, I won't have enough residency in my home province to be covered there, and wifey's insurer is going to say (were I to need medical coverage) I'm a Canadian citize, working in Canada, so I'm Canada's problem... Bloody bureaucracies!
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Say, what's that mountain goat doing up here in the mist?
Happiness is V1 at Thompson!
Ass, Licence, Job. In that order.
Eric Janson
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Re: Working in Canada, but living elsewhere..

Post by Eric Janson »

Here you go North Shore

http://www.bupa-intl.com/
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complexintentions
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Re: Working in Canada, but living elsewhere..

Post by complexintentions »

This may also be of interest:

http://baymac.net/baymac-groups/pilots/ ... insurance/

May I ask, where is "over there"? :P
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